The 10 Safest U.S. Cities for Driving

Every year, Allstate actuaries compile claims data to determine the likelihood of vehicle collisions for drivers in America's 200 largest cities compared to the national average. Auto claims were analyzed from a two-year period, from January 2010 to December 2011. Allstate's ninth annual assessment of auto claims, titled "Allstate America's Best Drivers Report," also found that 70 percent of vehicles involved in auto claims are considered drivable, which indicates that most claims are the result of low-speed (less than 35 miles per hour) collisions. The following are the 10 safest cities overall for drivers based on the results, as well as the safest big cities (with populations exceeding one million people) for driving.

10. Eugene, Ore.

10. Eugene, Ore.: Years between collisions for the average driver: 11.9 Collision likelihood compared to national average: 16.2% less likely

9. Montgomery, Ala.

9. Montgomery, Ala.: Years between collisions for the average driver: 11.9 Collision likelihood compared to national average: 16.3% less likely

8. Visalia, Calif.

8. Visalia, Calif.: Years between collisions for the average driver: 12.3 Collision likelihood compared to national average: 18.5% less likely

7. Huntsville, Ala.

7. Huntsville, Ala.: Years between collisions for the average driver: 12.5 Collision likelihood compared to national average: 20.1% less likely

6. Reno, Nev.

6. Reno, Nev.: Years between collisions for the average driver: 12.5 Collision likelihood compared to national average: 20.2% less likely

5. Madison, Wis.

5. Madison, Wis.: Years between collisions for the average driver: 12.5 Collision likelihood compared to national average: 20.3% less likely

4. Brownsville, Texas

4. Brownsville, Texas: Years between collisions for the average driver: 12.7 Collision likelihood compared to national average: 21.1% less likely

3. Sioux Falls, S.D.

3. Sioux Falls, S.D.: Years between collisions for the average driver: 12.8 Collision likelihood compared to national average: 21.8% less likely

2. Boise, Idaho

2. Boise, Idaho: Years between collisions for the average driver: 13.9 Collision likelihood compared to national average: 28.0% less likely

1. Fort Collins, Colo.

1. Fort Collins, Colo.: Years between collisions for the average driver: 13.9 Collision likelihood compared to national average: 28.2% less likely Allstate also ranked the safest cities with populations of more than one million people:

5. Houston, Texas (151 overall)

5. Houston, Texas (151 overall): Years between collisions for the average driver: 8.0 Collision likelihood compared to national average: 25.6% more likely

4. Chicago, Ill. (150 overall)

4. Chicago, Ill. (150 overall): Years between collisions for the average driver: 8.0 Collision likelihood compared to national average: 25.2% more likely

3. San Antonio, Texas (141 overall)

3. San Antonio, Texas (141 overall): Years between collisions for the average driver: 8.2 Collision likelihood compared to national average: 22.4% more likely

2. San Diego, Calif. (127 overall)

2. San Diego, Calif. (127 overall): Years between collisions for the average driver: 8.7 Collision likelihood compared to national average: 14.6% more likely

1. Phoenix, Ariz. (71 overall)

1. Phoenix, Ariz. (71 overall): Years between collisions for the average driver: 9.8 Collision likelihood compared to national average: 2.0% more likely

Allstate's annual assessment of auto claims data ranks the largest 200 U.S. cities based on the frequency of vehicle collisions.

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